Know exactly what you can spend today
Most budgeting apps show you what you've already spent. Finovaa starts with what you can still spend, today, without wrecking the rest of the month.
One number, worked out for you
Finovaa adds up what's left across your budgets this period, holds back what your savings goals need, and spreads the rest over the days remaining. The result is your safe-to-spend for today.
- Counts every budget you've set
- Your goals get their share first
- Shows if you're on track or over
It moves when you do
Log a coffee and the number drops. Have a quiet day and tomorrow's number goes up, because the money you didn't spend is spread over fewer days.
- Updates the moment you log
- Works offline and syncs later
See where it's safe to spendPro
Break today's number down by budget, so you know it's fine to buy groceries but not to eat out again.
How the number is worked out
- Left across your budgets this month
- $900
- Held back for your savings goals
- − $300
- Days left in the month
- ÷ 12
- Safe to spend today
- $50
Spend $30 today and tomorrow's number becomes $51.82: $570 left over 11 days.
Common questions
What does “safe to spend” mean?
It's how much you can spend today and still finish the month inside your budgets, after setting aside what your savings goals need.
Do I need to link my bank account?
No. Finovaa never asks for your bank login. Add money yourself, scan a receipt, or (with Pro) type or say it in a sentence.
Is safe to spend free?
Yes. The daily number is free. Pro adds the breakdown by budget.
Be first to know what you can spend today.
Join the waitlist and we'll email your download link the day Finovaa lands on the App Store and Google Play.